Income Limits by County

FY2027 Small Area FMR · Terra Alta, WV

ZIP 26764 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 26764 (Terra Alta, WV) is $990 a month, up 2.1% from FY2026. That is 13% below the Morgantown, WV area-wide FMR of $1,143.

2-bedroom SAFMR$990per month ▲ 2.1%
Area-wide 2 BR FMR$1,143Morgantown, WV
Rank in the area25thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891
2 BR Small Area FMR$990
110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 26764 sits in the Morgantown, WV area

$990$1,520median $1,135

Of the 40 ZIP codes HUD lists for the area, 26764 has the 25th highest two-bedroom Small Area FMR. Morgantown, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,143 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$790$711 – $869$876$770
1 bedroom$790$711 – $869$902$770
2 bedrooms$990$891 – $1,089$1,143$970
3 bedrooms$1,200$1,080 – $1,320$1,404$1,160
4 bedrooms$1,500$1,350 – $1,650$1,704$1,610

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $103,000 and the 80% low-income limit for four people is $82,400. ZIP code 26764 lies mainly in Preston County. See the Morgantown, WV metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
26537Kingwood8.7 mi$990
26705Aurora8.9 mi$990
26519Albright9.0 mi$1,050
21550Oakland9.7 mi$1,050
21541Mc Henry11.1 mi$1,010
26444Tunnelton13.1 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 26764?

HUD's FY2027 Small Area Fair Market Rents for 26764 are $790 (studio), $790 (1 BR), $990 (2 BR), $1,200 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 26764?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 26764 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 26764?

The FY2026 income limits of the Morgantown, WV area apply: median family income $103,000, low-income (80%) limit $82,400 for a family of four.