FY2027 Small Area FMR · Ingleside, MD

ZIP 21644 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21644 (Ingleside, MD) is $1,860 a month, up 5.1% from FY2026. That is 7% below the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$1,860per month ▲ 5.1%

Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M

Rank in the area135thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,674

2 BR Small Area FMR$1,860

110% of SAFMR$2,046

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,420▲ 11.8%

1 BR$1,500▲ 3.4%

2 BR$1,860▲ 5.1%

3 BR$2,330▲ 2.2%

4 BR$2,610▲ 2.4%

FY2027 FY2026

Where 21644 sits in the Baltimore-Columbia-Towson, MD area

Of the 191 ZIP codes HUD lists for the area, 21644 has the 135th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,860 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,420	$1,278 – $1,562	$1,523	$1,270
1 bedroom	$1,500	$1,350 – $1,650	$1,625	$1,450
2 bedrooms	$1,860	$1,674 – $2,046	$2,006	$1,770
3 bedrooms	$2,330	$2,097 – $2,563	$2,509	$2,280
4 bedrooms	$2,610	$2,349 – $2,871	$2,789	$2,550

A household renting a two-bedroom home at the Small Area FMR of $1,860 needs about $74,400 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21644 lies mainly in Queen Anne's County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21607	Barclay	1.7 mi	$2,080
21640	Henderson	4.2 mi	$1,920
21623	Church Hill	5.1 mi	$1,680
21668	Sudlersville	5.5 mi	$1,680
21649	Marydel	5.7 mi	$1,800
21636	Goldsboro	7.1 mi	$1,850

Questions

What is the Fair Market Rent for ZIP code 21644?

HUD's FY2027 Small Area Fair Market Rents for 21644 are $1,420 (studio), $1,500 (1 BR), $1,860 (2 BR), $2,330 (3 BR) and $2,610 (4 BR) a month.

What is the Section 8 payment standard in 21644?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21644 that range is $1,674 to $2,046 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21644?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.