FY2027 Small Area FMR · Kennedyville, MD

ZIP 21645 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21645 (Kennedyville, MD) is $1,400 a month, down 9.7% from FY2026. That is 13% above the Kent County, MD area-wide FMR of $1,241.

2-bedroom SAFMR$1,400per month ▼ 9.7%

Area-wide 2 BR FMR$1,241Kent County, MD

Rank in the area5thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,260

2 BR Small Area FMR$1,400

110% of SAFMR$1,540

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,110▼ 9.8%

1 BR$1,200▼ 9.8%

2 BR$1,400▼ 9.7%

3 BR$1,760▼ 9.7%

4 BR$2,070▼ 10.0%

FY2027 FY2026

Where 21645 sits in the Kent County, MD area

Of the 10 ZIP codes HUD lists for the area, 21645 has the 5th highest two-bedroom Small Area FMR. Kent County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,241 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,400 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,110	$999 – $1,221	$956	$1,230
1 bedroom	$1,200	$1,080 – $1,320	$1,140	$1,330
2 bedrooms	$1,400	$1,260 – $1,540	$1,241	$1,550
3 bedrooms	$1,760	$1,584 – $1,936	$1,603	$1,950
4 bedrooms	$2,070	$1,863 – $2,277	$2,050	$2,300

A household renting a two-bedroom home at the Small Area FMR of $1,400 needs about $56,000 a year to keep housing costs at 30% of income. The area median family income is $112,000 and the 80% low-income limit for four people is $89,600. ZIP code 21645 lies mainly in Kent County. See the Kent County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21667	Still Pond	5.2 mi	$1,200
21930	Georgetown	5.5 mi	$2,200
21628	Crumpton	6.0 mi	$1,680
21635	Galena	6.0 mi	$1,540
21651	Millington	6.9 mi	$1,680
21610	Betterton	7.2 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 21645?

HUD's FY2027 Small Area Fair Market Rents for 21645 are $1,110 (studio), $1,200 (1 BR), $1,400 (2 BR), $1,760 (3 BR) and $2,070 (4 BR) a month.

What is the Section 8 payment standard in 21645?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21645 that range is $1,260 to $1,540 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21645?

The FY2026 income limits of the Kent County, MD area apply: median family income $112,000, low-income (80%) limit $89,600 for a family of four.