Income Limits by County

FY2027 Small Area FMR · Queenstown, MD

ZIP 21658 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21658 (Queenstown, MD) is $2,180 a month, up 10.7% from FY2026. That is 9% above the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$2,180per month ▲ 10.7%
Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M
Rank in the area79thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,962
2 BR Small Area FMR$2,180
110% of SAFMR$2,398

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 21658 sits in the Baltimore-Columbia-Towson, MD area

$1,260$3,010median $2,070

Of the 191 ZIP codes HUD lists for the area, 21658 has the 79th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,180 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,660$1,494 – $1,826$1,523$1,440
1 bedroom$1,770$1,593 – $1,947$1,625$1,600
2 bedrooms$2,180$1,962 – $2,398$2,006$1,970
3 bedrooms$2,730$2,457 – $3,003$2,509$2,500
4 bedrooms$3,030$2,727 – $3,333$2,789$2,770

A household renting a two-bedroom home at the Small Area FMR of $2,180 needs about $87,200 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21658 lies mainly in Queen Anne's County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
21679Wye Mills3.1 mi$1,840
21638Grasonville3.4 mi$2,090
21619Chester6.5 mi$2,320
21657Queen Anne8.6 mi$1,840
21617Centreville9.0 mi$1,720
21625Cordova9.3 mi$1,730

Questions

What is the Fair Market Rent for ZIP code 21658?

HUD's FY2027 Small Area Fair Market Rents for 21658 are $1,660 (studio), $1,770 (1 BR), $2,180 (2 BR), $2,730 (3 BR) and $3,030 (4 BR) a month.

What is the Section 8 payment standard in 21658?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21658 that range is $1,962 to $2,398 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21658?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.