FY2027 Small Area FMR · Rock Hall, MD

ZIP 21661 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21661 (Rock Hall, MD) is $1,320 a month, down 2.9% from FY2026. That is 6% above the Kent County, MD area-wide FMR of $1,241.

2-bedroom SAFMR$1,320per month ▼ 2.9%

Area-wide 2 BR FMR$1,241Kent County, MD

Rank in the area6thof 10 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188

2 BR Small Area FMR$1,320

110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,050▼ 9.5%

1 BR$1,210▼ 2.4%

2 BR$1,320▼ 2.9%

3 BR$1,710▼ 3.9%

4 BR$2,180▼ 4.4%

FY2027 FY2026

Where 21661 sits in the Kent County, MD area

Of the 10 ZIP codes HUD lists for the area, 21661 has the 6th highest two-bedroom Small Area FMR. Kent County, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,241 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,050	$945 – $1,155	$956	$1,160
1 bedroom	$1,210	$1,089 – $1,331	$1,140	$1,240
2 bedrooms	$1,320	$1,188 – $1,452	$1,241	$1,360
3 bedrooms	$1,710	$1,539 – $1,881	$1,603	$1,780
4 bedrooms	$2,180	$1,962 – $2,398	$2,050	$2,280

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $112,000 and the 80% low-income limit for four people is $89,600. ZIP code 21661 lies mainly in Kent County. See the Kent County, MD county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
21620	Chestertown	9.7 mi	$1,680
21617	Centreville	9.9 mi	$1,720
21638	Grasonville	10.8 mi	$2,090
21619	Chester	10.9 mi	$2,320
21658	Queenstown	11.2 mi	$2,180
21056	Gibson Island	11.3 mi	$2,560

Questions

What is the Fair Market Rent for ZIP code 21661?

HUD's FY2027 Small Area Fair Market Rents for 21661 are $1,050 (studio), $1,210 (1 BR), $1,320 (2 BR), $1,710 (3 BR) and $2,180 (4 BR) a month.

What is the Section 8 payment standard in 21661?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21661 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21661?

The FY2026 income limits of the Kent County, MD area apply: median family income $112,000, low-income (80%) limit $89,600 for a family of four.