FY2027 Small Area FMR · New Windsor, MD
ZIP 21776 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21776 (New Windsor, MD) is $1,560 a month, up 1.3% from FY2026. That is 22% below the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 21776 sits in the Baltimore-Columbia-Towson, MD area
Of the 191 ZIP codes HUD lists for the area, 21776 has the 190th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,560 for this ZIP code instead.
ZIP code 21776 crosses more than one HUD area. HUD also lists it under Washington-Arlington-Alexandria, DC-VA-MD (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,210 | $1,089 – $1,331 | $1,523 | $1,150 |
| 1 bedroom | $1,280 | $1,152 – $1,408 | $1,625 | $1,270 |
| 2 bedrooms | $1,560 | $1,404 – $1,716 | $2,006 | $1,540 |
| 3 bedrooms | $1,960 | $1,764 – $2,156 | $2,509 | $1,980 |
| 4 bedrooms | $2,190 | $1,971 – $2,409 | $2,789 | $2,230 |
A household renting a two-bedroom home at the Small Area FMR of $1,560 needs about $62,400 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21776 lies mainly in Carroll County and Frederick County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 21776?
HUD's FY2027 Small Area Fair Market Rents for 21776 are $1,210 (studio), $1,280 (1 BR), $1,560 (2 BR), $1,960 (3 BR) and $2,190 (4 BR) a month.
What is the Section 8 payment standard in 21776?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21776 that range is $1,404 to $1,716 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 21776?
The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.