Income Limits by County

FY2027 Small Area FMR · Woodbine, MD

ZIP 21797 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 21797 (Woodbine, MD) is $1,940 a month, down 9.8% from FY2026. That is 3% below the Baltimore-Columbia-Towson, MD area-wide FMR of $2,006.

2-bedroom SAFMR$1,940per month ▼ 9.8%
Area-wide 2 BR FMR$2,006Baltimore-Columbia-Towson, M
Rank in the area125thof 191 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,746
2 BR Small Area FMR$1,940
110% of SAFMR$2,134

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 21797 sits in the Baltimore-Columbia-Towson, MD area

$1,260$3,010median $2,070

Of the 191 ZIP codes HUD lists for the area, 21797 has the 125th highest two-bedroom Small Area FMR. Baltimore-Columbia-Towson, MD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,006 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,940 for this ZIP code instead.

ZIP code 21797 crosses more than one HUD area. HUD also lists it under Washington-Arlington-Alexandria, DC-VA-MD (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,530$1,377 – $1,683$1,523$1,690
1 bedroom$1,640$1,476 – $1,804$1,625$1,820
2 bedrooms$1,940$1,746 – $2,134$2,006$2,150
3 bedrooms$2,450$2,205 – $2,695$2,509$2,720
4 bedrooms$2,790$2,511 – $3,069$2,789$3,090

A household renting a two-bedroom home at the Small Area FMR of $1,940 needs about $77,600 a year to keep housing costs at 30% of income. The area median family income is $134,000 and the 80% low-income limit for four people is $106,800. ZIP code 21797 lies mainly in Howard County, Carroll County and Montgomery County. See the Baltimore-Columbia-Towson, MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
21723Cooksville3.5 mi$2,120
21738Glenwood4.2 mi$2,540
21794West Friendship5.9 mi$2,540
21737Glenelg6.1 mi$2,540
21771Mount Airy6.7 mi$2,580
21784Sykesville7.0 mi$2,100

Questions

What is the Fair Market Rent for ZIP code 21797?

HUD's FY2027 Small Area Fair Market Rents for 21797 are $1,530 (studio), $1,640 (1 BR), $1,940 (2 BR), $2,450 (3 BR) and $2,790 (4 BR) a month.

What is the Section 8 payment standard in 21797?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 21797 that range is $1,746 to $2,134 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 21797?

The FY2026 income limits of the Baltimore-Columbia-Towson, MD area apply: median family income $134,000, low-income (80%) limit $106,800 for a family of four.