FY2027 Small Area FMR · Fredericksburg, VA

ZIP 22405 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22405 (Fredericksburg, VA) is $2,300 a month, up 14.4% from FY2026. That is 6% below the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.

2-bedroom SAFMR$2,300per month ▲ 14.4%

Area-wide 2 BR FMR$2,438Washington-Arlington-Alexand

Rank in the area340thof 488 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,070

2 BR Small Area FMR$2,300

110% of SAFMR$2,530

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,990▲ 13.7%

1 BR$2,080▲ 15.6%

2 BR$2,300▲ 14.4%

3 BR$2,930▲ 15.4%

4 BR$3,450▲ 15.8%

FY2027 FY2026

Where 22405 sits in the Washington-Arlington-Alexandria, DC-VA-MD area

Of the 488 ZIP codes HUD lists for the area, 22405 has the 340th highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,070 and $2,530 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,990	$1,791 – $2,189	$2,111	$1,750
1 bedroom	$2,080	$1,872 – $2,288	$2,204	$1,800
2 bedrooms	$2,300	$2,070 – $2,530	$2,438	$2,010
3 bedrooms	$2,930	$2,637 – $3,223	$3,107	$2,540
4 bedrooms	$3,450	$3,105 – $3,795	$3,658	$2,980

A household renting a two-bedroom home at the Small Area FMR of $2,300 needs about $92,000 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 22405 lies mainly in Stafford County. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22401	Fredericksburg	4.6 mi	$1,940
22408	Fredericksburg	6.8 mi	$2,230
22554	Stafford	8.1 mi	$2,430
22407	Fredericksburg	9.5 mi	$2,150
22406	Fredericksburg	9.8 mi	$2,320
22538	Rappahannock Academy	11.4 mi	$1,470

Questions

What is the Fair Market Rent for ZIP code 22405?

HUD's FY2027 Small Area Fair Market Rents for 22405 are $1,990 (studio), $2,080 (1 BR), $2,300 (2 BR), $2,930 (3 BR) and $3,450 (4 BR) a month.

What is the Section 8 payment standard in 22405?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22405 that range is $2,070 to $2,530 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22405?

The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.