FY2027 Small Area FMR · Fredericksburg, VA

ZIP 22407 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22407 (Fredericksburg, VA) is $2,150 a month, up 9.1% from FY2026. That is 12% below the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.

2-bedroom SAFMR$2,150per month ▲ 9.1%

Area-wide 2 BR FMR$2,438Washington-Arlington-Alexand

Rank in the area368thof 488 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,935

2 BR Small Area FMR$2,150

110% of SAFMR$2,365

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,860▲ 8.8%

1 BR$1,940▲ 9.6%

2 BR$2,150▲ 9.1%

3 BR$2,740▲ 10.0%

4 BR$3,230▲ 10.6%

FY2027 FY2026

Where 22407 sits in the Washington-Arlington-Alexandria, DC-VA-MD area

Of the 488 ZIP codes HUD lists for the area, 22407 has the 368th highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,935 and $2,365 for two bedrooms.

ZIP code 22407 crosses more than one HUD area. HUD also lists it under Culpeper County, VA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,860	$1,674 – $2,046	$2,111	$1,710
1 bedroom	$1,940	$1,746 – $2,134	$2,204	$1,770
2 bedrooms	$2,150	$1,935 – $2,365	$2,438	$1,970
3 bedrooms	$2,740	$2,466 – $3,014	$3,107	$2,490
4 bedrooms	$3,230	$2,907 – $3,553	$3,658	$2,920

A household renting a two-bedroom home at the Small Area FMR of $2,150 needs about $86,000 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 22407 lies mainly in Spotsylvania County, Culpeper County and Fredericksburg city. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22553	Spotsylvania	4.1 mi	$2,240
22401	Fredericksburg	4.9 mi	$1,940
22406	Fredericksburg	8.2 mi	$2,320
22408	Fredericksburg	8.4 mi	$2,230
22405	Fredericksburg	9.5 mi	$2,300
22551	Spotsylvania	10.3 mi	$1,680

Questions

What is the Fair Market Rent for ZIP code 22407?

HUD's FY2027 Small Area Fair Market Rents for 22407 are $1,860 (studio), $1,940 (1 BR), $2,150 (2 BR), $2,740 (3 BR) and $3,230 (4 BR) a month.

What is the Section 8 payment standard in 22407?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22407 that range is $1,935 to $2,365 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22407?

The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.