FY2027 Small Area FMR · Mount Holly, VA

ZIP 22524 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22524 (Mount Holly, VA) is $1,250 a month, up 5.0% from FY2026. That is 0% equal to the Westmoreland County, VA area-wide FMR of $1,245.

2-bedroom SAFMR$1,250per month ▲ 5.0%

Area-wide 2 BR FMR$1,245Westmoreland County, VA

Rank in the area4thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125

2 BR Small Area FMR$1,250

110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$950▼ 2.1%

1 BR$960▼ 2.0%

2 BR$1,250▲ 5.0%

3 BR$1,680▲ 1.8%

4 BR$2,000▲ 11.1%

FY2027 FY2026

Where 22524 sits in the Westmoreland County, VA area

Of the 13 ZIP codes HUD lists for the area, 22524 has the 4th highest two-bedroom Small Area FMR. Westmoreland County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,245 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$950	$855 – $1,045	$945	$970
1 bedroom	$960	$864 – $1,056	$952	$980
2 bedrooms	$1,250	$1,125 – $1,375	$1,245	$1,190
3 bedrooms	$1,680	$1,512 – $1,848	$1,678	$1,650
4 bedrooms	$2,000	$1,800 – $2,200	$1,995	$1,800

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $87,300 and the 80% low-income limit for four people is $69,850. ZIP code 22524 lies mainly in Westmoreland County. See the Westmoreland County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22469	Hague	3.0 mi	$1,260
22488	Kinsale	6.9 mi	$1,080
22520	Montross	7.2 mi	$1,140
22529	Oldhams	7.4 mi	$1,200
20690	Tall Timbers	8.4 mi	$1,820
20626	Coltons Point	9.2 mi	$1,720

Questions

What is the Fair Market Rent for ZIP code 22524?

HUD's FY2027 Small Area Fair Market Rents for 22524 are $950 (studio), $960 (1 BR), $1,250 (2 BR), $1,680 (3 BR) and $2,000 (4 BR) a month.

What is the Section 8 payment standard in 22524?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22524 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22524?

The FY2026 income limits of the Westmoreland County, VA area apply: median family income $87,300, low-income (80%) limit $69,850 for a family of four.