FY2027 Small Area FMR · Winchester, VA
ZIP 22601 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22601 (Winchester, VA) is $1,670 a month, down 3.5% from FY2026. That is 11% above the Winchester, VA-WV area-wide FMR of $1,505.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 22601 sits in the Winchester, VA-WV area
Of the 34 ZIP codes HUD lists for the area, 22601 has the 3rd highest two-bedroom Small Area FMR. Winchester, VA-WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,505 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,670 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,180 | $1,062 – $1,298 | $1,066 | $1,250 |
| 1 bedroom | $1,310 | $1,179 – $1,441 | $1,180 | $1,380 |
| 2 bedrooms | $1,670 | $1,503 – $1,837 | $1,505 | $1,730 |
| 3 bedrooms | $2,100 | $1,890 – $2,310 | $1,895 | $2,160 |
| 4 bedrooms | $2,790 | $2,511 – $3,069 | $2,516 | $2,900 |
A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $86,000. ZIP code 22601 lies mainly in Winchester city and Frederick County. See the Winchester, VA-WV metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 22601?
HUD's FY2027 Small Area Fair Market Rents for 22601 are $1,180 (studio), $1,310 (1 BR), $1,670 (2 BR), $2,100 (3 BR) and $2,790 (4 BR) a month.
What is the Section 8 payment standard in 22601?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22601 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 22601?
The FY2026 income limits of the Winchester, VA-WV area apply: median family income $107,000, low-income (80%) limit $86,000 for a family of four.