FY2027 Small Area FMR · Winchester, VA

ZIP 22602 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22602 (Winchester, VA) is $1,590 a month, down 4.8% from FY2026. That is 6% above the Winchester, VA-WV area-wide FMR of $1,505.

2-bedroom SAFMR$1,590per month ▼ 4.8%

Area-wide 2 BR FMR$1,505Winchester, VA-WV

Rank in the area5thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,431

2 BR Small Area FMR$1,590

110% of SAFMR$1,749

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,130▼ 5.8%

1 BR$1,250▼ 6.0%

2 BR$1,590▼ 4.8%

3 BR$2,000▼ 4.3%

4 BR$2,660▼ 5.0%

FY2027 FY2026

Where 22602 sits in the Winchester, VA-WV area

Of the 34 ZIP codes HUD lists for the area, 22602 has the 5th highest two-bedroom Small Area FMR. Winchester, VA-WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,505 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,590 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,130	$1,017 – $1,243	$1,066	$1,200
1 bedroom	$1,250	$1,125 – $1,375	$1,180	$1,330
2 bedrooms	$1,590	$1,431 – $1,749	$1,505	$1,670
3 bedrooms	$2,000	$1,800 – $2,200	$1,895	$2,090
4 bedrooms	$2,660	$2,394 – $2,926	$2,516	$2,800

A household renting a two-bedroom home at the Small Area FMR of $1,590 needs about $63,600 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $86,000. ZIP code 22602 lies mainly in Frederick County. See the Winchester, VA-WV metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22601	Winchester	6.3 mi	$1,670
22655	Stephens City	6.7 mi	$1,710
22641	Strasburg	7.1 mi	$1,240
22637	Gore	8.6 mi	$1,470
22645	Middletown	8.7 mi	$1,420
22603	Winchester	9.4 mi	$1,630

Questions

What is the Fair Market Rent for ZIP code 22602?

HUD's FY2027 Small Area Fair Market Rents for 22602 are $1,130 (studio), $1,250 (1 BR), $1,590 (2 BR), $2,000 (3 BR) and $2,660 (4 BR) a month.

What is the Section 8 payment standard in 22602?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22602 that range is $1,431 to $1,749 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22602?

The FY2026 income limits of the Winchester, VA-WV area apply: median family income $107,000, low-income (80%) limit $86,000 for a family of four.