Income Limits by County

FY2027 Small Area FMR · Millwood, VA

ZIP 22646 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22646 (Millwood, VA) is $1,620 a month, up 7.3% from FY2026. That is 34% below the Washington-Arlington-Alexandria, DC-VA-MD area-wide FMR of $2,438.

2-bedroom SAFMR$1,620per month ▲ 7.3%
Area-wide 2 BR FMR$2,438Washington-Arlington-Alexand
Rank in the area462ndof 488 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,458
2 BR Small Area FMR$1,620
110% of SAFMR$1,782

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22646 sits in the Washington-Arlington-Alexandria, DC-VA-MD area

$1,140$3,660median $2,400

Of the 488 ZIP codes HUD lists for the area, 22646 has the 462nd highest two-bedroom Small Area FMR. Washington-Arlington-Alexandria, DC-VA-MD is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,458 and $1,782 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,400$1,260 – $1,540$2,111$1,310
1 bedroom$1,460$1,314 – $1,606$2,204$1,350
2 bedrooms$1,620$1,458 – $1,782$2,438$1,510
3 bedrooms$2,060$1,854 – $2,266$3,107$1,910
4 bedrooms$2,430$2,187 – $2,673$3,658$2,240

A household renting a two-bedroom home at the Small Area FMR of $1,620 needs about $64,800 a year to keep housing costs at 30% of income. The area median family income is $166,100 and the 80% low-income limit for four people is $106,800. ZIP code 22646 lies mainly in Clarke County. See the Washington-Arlington-Alexandria, DC-VA-MD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22620Boyce1.0 mi$1,500
22663White Post3.6 mi$1,520
20130Paris6.3 mi$1,710
22611Berryville7.5 mi$1,650
22655Stephens City8.5 mi$1,710
20135Bluemont8.8 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 22646?

HUD's FY2027 Small Area Fair Market Rents for 22646 are $1,400 (studio), $1,460 (1 BR), $1,620 (2 BR), $2,060 (3 BR) and $2,430 (4 BR) a month.

What is the Section 8 payment standard in 22646?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22646 that range is $1,458 to $1,782 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22646?

The FY2026 income limits of the Washington-Arlington-Alexandria, DC-VA-MD area apply: median family income $166,100, low-income (80%) limit $106,800 for a family of four.