Income Limits by County

FY2027 Small Area FMR · Rochelle, VA

ZIP 22738 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22738 (Rochelle, VA) is $1,370 a month, up 0.7% from FY2026. That is 21% above the Madison County, VA area-wide FMR of $1,133.

2-bedroom SAFMR$1,370per month ▲ 0.7%
Area-wide 2 BR FMR$1,133Madison County, VA
Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,233
2 BR Small Area FMR$1,370
110% of SAFMR$1,507

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22738 sits in the Madison County, VA area

$1,060$1,650median $1,160

Of the 22 ZIP codes HUD lists for the area, 22738 has the 6th highest two-bedroom Small Area FMR. Madison County, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,133 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,370 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$960$1,110
1 bedroom$1,200$1,080 – $1,320$1,041$1,190
2 bedrooms$1,370$1,233 – $1,507$1,133$1,360
3 bedrooms$1,780$1,602 – $1,958$1,515$1,800
4 bedrooms$2,050$1,845 – $2,255$1,754$2,100

A household renting a two-bedroom home at the Small Area FMR of $1,370 needs about $54,800 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $79,250. ZIP code 22738 lies mainly in Madison County. See the Madison County, VA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
22731Pratts3.2 mi$1,130
22709Aroda4.4 mi$1,130
22732Radiant5.1 mi$1,160
22972Somerset6.1 mi$1,430
22723Hood6.1 mi$1,160
22957Montpelier Station7.3 mi$1,260

Questions

What is the Fair Market Rent for ZIP code 22738?

HUD's FY2027 Small Area Fair Market Rents for 22738 are $1,100 (studio), $1,200 (1 BR), $1,370 (2 BR), $1,780 (3 BR) and $2,050 (4 BR) a month.

What is the Section 8 payment standard in 22738?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22738 that range is $1,233 to $1,507 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22738?

The FY2026 income limits of the Madison County, VA area apply: median family income $108,700, low-income (80%) limit $79,250 for a family of four.