FY2027 Small Area FMR · Charlottesville, VA

ZIP 22906 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22906 (Charlottesville, VA) is $1,650 a month, down 5.2% from FY2026. That is 0% equal to the Charlottesville, VA area-wide FMR of $1,642.

2-bedroom SAFMR$1,650per month ▼ 5.2%

Area-wide 2 BR FMR$1,642Charlottesville, VA

Rank in the area15thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485

2 BR Small Area FMR$1,650

110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,280▼ 5.9%

1 BR$1,450▼ 5.2%

2 BR$1,650▼ 5.2%

3 BR$2,000▼ 5.7%

4 BR$2,460▼ 5.4%

FY2027 FY2026

Where 22906 sits in the Charlottesville, VA area

Of the 51 ZIP codes HUD lists for the area, 22906 has the 15th highest two-bedroom Small Area FMR. Charlottesville, VA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,642 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,280	$1,152 – $1,408	$1,279	$1,360
1 bedroom	$1,450	$1,305 – $1,595	$1,442	$1,530
2 bedrooms	$1,650	$1,485 – $1,815	$1,642	$1,740
3 bedrooms	$2,000	$1,800 – $2,200	$1,997	$2,120
4 bedrooms	$2,460	$2,214 – $2,706	$2,458	$2,600

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $139,800 and the 80% low-income limit for four people is $106,800. ZIP code 22906 lies mainly in Charlottesville city. See the Charlottesville, VA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
22908	Charlottesville	0.0 mi	$1,650
22904	Charlottesville	2.2 mi	$1,710
22901	Charlottesville	4.9 mi	$1,750
22911	Charlottesville	5.7 mi	$1,910
22903	Charlottesville	6.4 mi	$1,710
22936	Earlysville	8.3 mi	$1,780

Questions

What is the Fair Market Rent for ZIP code 22906?

HUD's FY2027 Small Area Fair Market Rents for 22906 are $1,280 (studio), $1,450 (1 BR), $1,650 (2 BR), $2,000 (3 BR) and $2,460 (4 BR) a month.

What is the Section 8 payment standard in 22906?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22906 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22906?

The FY2026 income limits of the Charlottesville, VA area apply: median family income $139,800, low-income (80%) limit $106,800 for a family of four.