FY2027 Small Area FMR · Spelter, WV

ZIP 26438 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 26438 (Spelter, WV) is $1,010 a month, down 4.7% from FY2026. That is 0% equal to the Harrison County, WV area-wide FMR of $1,005.

2-bedroom SAFMR$1,010per month ▼ 4.7%

Area-wide 2 BR FMR$1,005Harrison County, WV

Rank in the area11thof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▼ 9.4%

1 BR$890▼ 5.3%

2 BR$1,010▼ 4.7%

3 BR$1,330▼ 5.0%

4 BR$1,540▼ 5.5%

FY2027 FY2026

Where 26438 sits in the Harrison County, WV area

Of the 24 ZIP codes HUD lists for the area, 26438 has the 11th highest two-bedroom Small Area FMR. Harrison County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,005 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$770	$850
1 bedroom	$890	$801 – $979	$889	$940
2 bedrooms	$1,010	$909 – $1,111	$1,005	$1,060
3 bedrooms	$1,330	$1,197 – $1,463	$1,323	$1,400
4 bedrooms	$1,540	$1,386 – $1,694	$1,537	$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $85,200 and the 80% low-income limit for four people is $68,150. ZIP code 26438 lies mainly in Harrison County. See the Harrison County, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
26404	Meadowbrook	1.0 mi	$1,180
26369	Hepzibah	1.1 mi	$1,010
26361	Gypsy	1.4 mi	$1,010
26366	Haywood	2.5 mi	$1,110
26431	Shinnston	3.8 mi	$1,150
26301	Clarksburg	5.1 mi	$940

Questions

What is the Fair Market Rent for ZIP code 26438?

HUD's FY2027 Small Area Fair Market Rents for 26438 are $770 (studio), $890 (1 BR), $1,010 (2 BR), $1,330 (3 BR) and $1,540 (4 BR) a month.

What is the Section 8 payment standard in 26438?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 26438 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 26438?

The FY2026 income limits of the Harrison County, WV area apply: median family income $85,200, low-income (80%) limit $68,150 for a family of four.