FY2027 Small Area FMR · Lost City, WV

ZIP 26810 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 26810 (Lost City, WV) is $1,080 a month, up 16.1% from FY2026. That is 13% above the Hardy County, WV area-wide FMR of $955.

2-bedroom SAFMR$1,080per month ▲ 16.1%

Area-wide 2 BR FMR$955Hardy County, WV

Rank in the area7thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 14.1%

1 BR$910▲ 16.7%

2 BR$1,080▲ 16.1%

3 BR$1,300▲ 14.0%

4 BR$1,480▲ 17.5%

FY2027 FY2026

Where 26810 sits in the Hardy County, WV area

Of the 13 ZIP codes HUD lists for the area, 26810 has the 7th highest two-bedroom Small Area FMR. Hardy County, WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $955 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$716	$710
1 bedroom	$910	$819 – $1,001	$805	$780
2 bedrooms	$1,080	$972 – $1,188	$955	$930
3 bedrooms	$1,300	$1,170 – $1,430	$1,151	$1,140
4 bedrooms	$1,480	$1,332 – $1,628	$1,293	$1,260

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $63,600 and the 80% low-income limit for four people is $60,100. ZIP code 26810 lies mainly in Hardy County. See the Hardy County, WV county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
26801	Baker	4.5 mi	$1,030
26851	Wardensville	8.5 mi	$1,420
22654	Star Tannery	9.3 mi	$1,450
26812	Mathias	10.1 mi	$1,220
22810	Basye	11.8 mi	$1,200
26836	Moorefield	11.8 mi	$940

Questions

What is the Fair Market Rent for ZIP code 26810?

HUD's FY2027 Small Area Fair Market Rents for 26810 are $810 (studio), $910 (1 BR), $1,080 (2 BR), $1,300 (3 BR) and $1,480 (4 BR) a month.

What is the Section 8 payment standard in 26810?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 26810 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 26810?

The FY2026 income limits of the Hardy County, WV area apply: median family income $63,600, low-income (80%) limit $60,100 for a family of four.