Income Limits by County

FY2027 Small Area FMR · Star Tannery, VA

ZIP 22654 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 22654 (Star Tannery, VA) is $1,450 a month, up 2.1% from FY2026. That is 4% below the Winchester, VA-WV area-wide FMR of $1,505.

2-bedroom SAFMR$1,450per month ▲ 2.1%
Area-wide 2 BR FMR$1,505Winchester, VA-WV
Rank in the area10thof 34 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305
2 BR Small Area FMR$1,450
110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 22654 sits in the Winchester, VA-WV area

$1,420$2,260median $1,420

Of the 34 ZIP codes HUD lists for the area, 22654 has the 10th highest two-bedroom Small Area FMR. Winchester, VA-WV is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,505 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

ZIP code 22654 crosses more than one HUD area. HUD also lists it under Shenandoah County, VA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,120$1,008 – $1,232$1,066$1,070
1 bedroom$1,160$1,044 – $1,276$1,180$1,130
2 bedrooms$1,450$1,305 – $1,595$1,505$1,420
3 bedrooms$1,810$1,629 – $1,991$1,895$1,790
4 bedrooms$2,380$2,142 – $2,618$2,516$2,380

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $86,000. ZIP code 22654 lies mainly in Frederick County and Shenandoah County. See the Winchester, VA-WV metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
26851Wardensville4.7 mi$1,420
22644Maurertown5.6 mi$1,670
22664Woodstock7.0 mi$1,200
22660Toms Brook8.5 mi$990
26810Lost City9.3 mi$1,080
22824Edinburg10.5 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 22654?

HUD's FY2027 Small Area Fair Market Rents for 22654 are $1,120 (studio), $1,160 (1 BR), $1,450 (2 BR), $1,810 (3 BR) and $2,380 (4 BR) a month.

What is the Section 8 payment standard in 22654?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 22654 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 22654?

The FY2026 income limits of the Winchester, VA-WV area apply: median family income $107,000, low-income (80%) limit $86,000 for a family of four.