FY2027 Small Area FMR · Jackson Springs, NC
ZIP 27281 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 27281 (Jackson Springs, NC) is $1,230 a month, up 7.9% from FY2026. That is 1% above the Pinehurst-Southern Pines, NC area-wide FMR of $1,223.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 27281 sits in the Pinehurst-Southern Pines, NC area
Of the 22 ZIP codes HUD lists for the area, 27281 has the 8th highest two-bedroom Small Area FMR. Pinehurst-Southern Pines, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,223 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.
ZIP code 27281 crosses more than one HUD area. HUD also lists it under Montgomery County, NC (same figures) and Richmond County, NC (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,050 | $945 – $1,155 | $1,042 | $970 |
| 1 bedroom | $1,120 | $1,008 – $1,232 | $1,116 | $1,030 |
| 2 bedrooms | $1,230 | $1,107 – $1,353 | $1,223 | $1,140 |
| 3 bedrooms | $1,710 | $1,539 – $1,881 | $1,701 | $1,580 |
| 4 bedrooms | $2,060 | $1,854 – $2,266 | $2,051 | $1,920 |
A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 27281 lies mainly in Moore County, Montgomery County and Richmond County. See the Pinehurst-Southern Pines, NC county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 27281?
HUD's FY2027 Small Area Fair Market Rents for 27281 are $1,050 (studio), $1,120 (1 BR), $1,230 (2 BR), $1,710 (3 BR) and $2,060 (4 BR) a month.
What is the Section 8 payment standard in 27281?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 27281 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 27281?
The FY2026 income limits of the Pinehurst-Southern Pines, NC area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.