FY2027 Small Area FMR · Carthage, NC

ZIP 28327 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28327 (Carthage, NC) is $1,480 a month, down 9.8% from FY2026. That is 21% above the Pinehurst-Southern Pines, NC area-wide FMR of $1,223.

2-bedroom SAFMR$1,480per month ▼ 9.8%

Area-wide 2 BR FMR$1,223Pinehurst-Southern Pines, NC

Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,332

2 BR Small Area FMR$1,480

110% of SAFMR$1,628

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,260▼ 10.0%

1 BR$1,350▼ 10.0%

2 BR$1,480▼ 9.8%

3 BR$2,060▼ 9.6%

4 BR$2,480▼ 9.8%

FY2027 FY2026

Where 28327 sits in the Pinehurst-Southern Pines, NC area

Of the 22 ZIP codes HUD lists for the area, 28327 has the 6th highest two-bedroom Small Area FMR. Pinehurst-Southern Pines, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,223 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,480 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,260	$1,134 – $1,386	$1,042	$1,400
1 bedroom	$1,350	$1,215 – $1,485	$1,116	$1,500
2 bedrooms	$1,480	$1,332 – $1,628	$1,223	$1,640
3 bedrooms	$2,060	$1,854 – $2,266	$1,701	$2,280
4 bedrooms	$2,480	$2,232 – $2,728	$2,051	$2,750

A household renting a two-bedroom home at the Small Area FMR of $1,480 needs about $59,200 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 28327 lies mainly in Moore County. See the Pinehurst-Southern Pines, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28350	Lakeview	9.6 mi	$1,460
27259	Highfalls	10.1 mi	$1,230
27376	West End	10.4 mi	$1,230
28374	Pinehurst	11.2 mi	$1,800
27325	Robbins	12.0 mi	$1,200
28387	Southern Pines	12.3 mi	$1,230

Questions

What is the Fair Market Rent for ZIP code 28327?

HUD's FY2027 Small Area Fair Market Rents for 28327 are $1,260 (studio), $1,350 (1 BR), $1,480 (2 BR), $2,060 (3 BR) and $2,480 (4 BR) a month.

What is the Section 8 payment standard in 28327?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28327 that range is $1,332 to $1,628 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28327?

The FY2026 income limits of the Pinehurst-Southern Pines, NC area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.