FY2027 Small Area FMR · Gibson, NC

ZIP 28343 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28343 (Gibson, NC) is $1,010 a month, up 8.6% from FY2026. That is 0% equal to the Scotland County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,010per month ▲ 8.6%

Area-wide 2 BR FMR$1,012Scotland County, NC

Rank in the area1stof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 2.7%

1 BR$770▲ 2.7%

2 BR$1,010▲ 8.6%

3 BR$1,320▲ 6.5%

4 BR$1,330▲ 6.4%

FY2027 FY2026

Where 28343 sits in the Scotland County, NC area

Of the 8 ZIP codes HUD lists for the area, 28343 has the 1st highest two-bedroom Small Area FMR. Scotland County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$769	$750
1 bedroom	$770	$693 – $847	$774	$750
2 bedrooms	$1,010	$909 – $1,111	$1,012	$930
3 bedrooms	$1,320	$1,188 – $1,452	$1,324	$1,240
4 bedrooms	$1,330	$1,197 – $1,463	$1,330	$1,250

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $62,100 and the 80% low-income limit for four people is $62,650. ZIP code 28343 lies mainly in Scotland County. See the Scotland County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
29570	Mc Coll	6.2 mi	$910
28351	Laurel Hill	6.3 mi	$1,010
28352	Laurinburg	6.5 mi	$1,010
29594	Tatum	8.1 mi	$900
28345	Hamlet	9.7 mi	$1,010
29512	Bennettsville	12.9 mi	$890

Questions

What is the Fair Market Rent for ZIP code 28343?

HUD's FY2027 Small Area Fair Market Rents for 28343 are $770 (studio), $770 (1 BR), $1,010 (2 BR), $1,320 (3 BR) and $1,330 (4 BR) a month.

What is the Section 8 payment standard in 28343?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28343 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28343?

The FY2026 income limits of the Scotland County, NC area apply: median family income $62,100, low-income (80%) limit $62,650 for a family of four.