Income Limits by County

FY2027 Small Area FMR · Laurel Hill, NC

ZIP 28351 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28351 (Laurel Hill, NC) is $1,010 a month, up 8.6% from FY2026. That is 0% equal to the Richmond County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,010per month ▲ 8.6%
Area-wide 2 BR FMR$1,012Richmond County, NC
Rank in the area8thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28351 sits in the Richmond County, NC area

$1,010$1,230median $1,040

Of the 12 ZIP codes HUD lists for the area, 28351 has the 8th highest two-bedroom Small Area FMR. Richmond County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 28351 crosses more than one HUD area. HUD also lists it under Scotland County, NC (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$770$693 – $847$757$750
1 bedroom$770$693 – $847$786$760
2 bedrooms$1,010$909 – $1,111$1,012$930
3 bedrooms$1,330$1,197 – $1,463$1,352$1,250
4 bedrooms$1,340$1,206 – $1,474$1,531$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $62,000 and the 80% low-income limit for four people is $62,650. ZIP code 28351 lies mainly in Scotland County and Richmond County. See the Richmond County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28345Hamlet6.0 mi$1,010
28343Gibson6.3 mi$1,010
28363Marston7.8 mi$1,010
28352Laurinburg8.4 mi$1,010
28396Wagram10.5 mi$1,010
29570Mc Coll12.5 mi$910

Questions

What is the Fair Market Rent for ZIP code 28351?

HUD's FY2027 Small Area Fair Market Rents for 28351 are $770 (studio), $770 (1 BR), $1,010 (2 BR), $1,330 (3 BR) and $1,340 (4 BR) a month.

What is the Section 8 payment standard in 28351?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28351 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28351?

The FY2026 income limits of the Richmond County, NC area apply: median family income $62,000, low-income (80%) limit $62,650 for a family of four.