Income Limits by County

FY2027 Small Area FMR · Winterville, NC

ZIP 28590 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28590 (Winterville, NC) is $1,270 a month, up 8.5% from FY2026. That is 9% above the Greenville, NC area-wide FMR of $1,167.

2-bedroom SAFMR$1,270per month ▲ 8.5%
Area-wide 2 BR FMR$1,167Greenville, NC
Rank in the area1stof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 28590 sits in the Greenville, NC area

$1,010$1,270median $1,045

Of the 22 ZIP codes HUD lists for the area, 28590 has the 1st highest two-bedroom Small Area FMR. Greenville, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,167 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,050$945 – $1,155$961$950
1 bedroom$1,050$945 – $1,155$967$960
2 bedrooms$1,270$1,143 – $1,397$1,167$1,170
3 bedrooms$1,650$1,485 – $1,815$1,518$1,570
4 bedrooms$2,080$1,872 – $2,288$1,909$1,960

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $88,800 and the 80% low-income limit for four people is $71,050. ZIP code 28590 lies mainly in Pitt County. See the Greenville, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28513Ayden5.7 mi$1,010
27858Greenville7.6 mi$1,230
27879Simpson8.5 mi$1,020
27834Greenville9.6 mi$1,160
28554Maury10.0 mi$1,010
27828Farmville10.1 mi$1,120

Questions

What is the Fair Market Rent for ZIP code 28590?

HUD's FY2027 Small Area Fair Market Rents for 28590 are $1,050 (studio), $1,050 (1 BR), $1,270 (2 BR), $1,650 (3 BR) and $2,080 (4 BR) a month.

What is the Section 8 payment standard in 28590?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28590 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28590?

The FY2026 income limits of the Greenville, NC area apply: median family income $88,800, low-income (80%) limit $71,050 for a family of four.