FY2027 Small Area FMR · Columbus, NC

ZIP 28722 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 28722 (Columbus, NC) is $1,070 a month, up 3.9% from FY2026. That is 6% above the Polk County, NC area-wide FMR of $1,012.

2-bedroom SAFMR$1,070per month ▲ 3.9%

Area-wide 2 BR FMR$1,012Polk County, NC

Rank in the area7thof 8 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$800▼ 7.0%

1 BR$940▲ 8.0%

2 BR$1,070▲ 3.9%

3 BR$1,480▲ 4.2%

4 BR$1,790▲ 3.5%

FY2027 FY2026

Where 28722 sits in the Polk County, NC area

Of the 8 ZIP codes HUD lists for the area, 28722 has the 7th highest two-bedroom Small Area FMR. Polk County, NC is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,012 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$800	$720 – $880	$757	$860
1 bedroom	$940	$846 – $1,034	$885	$870
2 bedrooms	$1,070	$963 – $1,177	$1,012	$1,030
3 bedrooms	$1,480	$1,332 – $1,628	$1,401	$1,420
4 bedrooms	$1,790	$1,611 – $1,969	$1,692	$1,730

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $93,800 and the 80% low-income limit for four people is $74,650. ZIP code 28722 lies mainly in Polk County. See the Polk County, NC county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
28782	Tryon	5.2 mi	$1,230
29338	Fingerville	6.1 mi	$1,180
29322	Campobello	7.3 mi	$1,210
29349	Inman	9.8 mi	$1,180
28074	Harris	10.0 mi	$1,060
28139	Rutherfordton	10.4 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 28722?

HUD's FY2027 Small Area Fair Market Rents for 28722 are $800 (studio), $940 (1 BR), $1,070 (2 BR), $1,480 (3 BR) and $1,790 (4 BR) a month.

What is the Section 8 payment standard in 28722?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 28722 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 28722?

The FY2026 income limits of the Polk County, NC area apply: median family income $93,800, low-income (80%) limit $74,650 for a family of four.