Income Limits by County

FY2027 Small Area FMR · Rock Hill, SC

ZIP 29730 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29730 (Rock Hill, SC) is $1,540 a month, up 2.0% from FY2026. That is 14% below the Charlotte-Concord-Gastonia, NC-SC area-wide FMR of $1,785.

2-bedroom SAFMR$1,540per month ▲ 2.0%
Area-wide 2 BR FMR$1,785Charlotte-Concord-Gastonia,
Rank in the area88thof 129 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,386
2 BR Small Area FMR$1,540
110% of SAFMR$1,694

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 29730 sits in the Charlotte-Concord-Gastonia, NC-SC area

$1,010$2,680median $1,890

Of the 129 ZIP codes HUD lists for the area, 29730 has the 88th highest two-bedroom Small Area FMR. Charlotte-Concord-Gastonia, NC-SC is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,386 and $1,694 for two bedrooms.

ZIP code 29730 crosses more than one HUD area. HUD also lists it under Chester County, SC (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,360$1,224 – $1,496$1,574$1,310
1 bedroom$1,410$1,269 – $1,551$1,640$1,380
2 bedrooms$1,540$1,386 – $1,694$1,785$1,510
3 bedrooms$1,880$1,692 – $2,068$2,179$1,860
4 bedrooms$2,390$2,151 – $2,629$2,773$2,360

A household renting a two-bedroom home at the Small Area FMR of $1,540 needs about $61,600 a year to keep housing costs at 30% of income. The area median family income is $117,400 and the 80% low-income limit for four people is $93,900. ZIP code 29730 lies mainly in York County and Chester County. See the Charlotte-Concord-Gastonia, NC-SC metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
29733Rock Hill3.5 mi$1,550
29732Rock Hill6.6 mi$1,570
29712Edgemoor6.8 mi$1,480
29704Catawba7.3 mi$1,370
29724Lando8.0 mi$1,100
29715Fort Mill9.8 mi$1,880

Questions

What is the Fair Market Rent for ZIP code 29730?

HUD's FY2027 Small Area Fair Market Rents for 29730 are $1,360 (studio), $1,410 (1 BR), $1,540 (2 BR), $1,880 (3 BR) and $2,390 (4 BR) a month.

What is the Section 8 payment standard in 29730?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29730 that range is $1,386 to $1,694 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 29730?

The FY2026 income limits of the Charlotte-Concord-Gastonia, NC-SC area apply: median family income $117,400, low-income (80%) limit $93,900 for a family of four.