Income Limits by County

FY2027 Small Area FMR · Rock Hill, SC

ZIP 29732 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29732 (Rock Hill, SC) is $1,570 a month, up 4.0% from FY2026. That is 12% below the Charlotte-Concord-Gastonia, NC-SC area-wide FMR of $1,785.

2-bedroom SAFMR$1,570per month ▲ 4.0%
Area-wide 2 BR FMR$1,785Charlotte-Concord-Gastonia,
Rank in the area86thof 129 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,413
2 BR Small Area FMR$1,570
110% of SAFMR$1,727

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 29732 sits in the Charlotte-Concord-Gastonia, NC-SC area

$1,010$2,680median $1,890

Of the 129 ZIP codes HUD lists for the area, 29732 has the 86th highest two-bedroom Small Area FMR. Charlotte-Concord-Gastonia, NC-SC is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,413 and $1,727 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,380$1,242 – $1,518$1,574$1,320
1 bedroom$1,440$1,296 – $1,584$1,640$1,380
2 bedrooms$1,570$1,413 – $1,727$1,785$1,510
3 bedrooms$1,920$1,728 – $2,112$2,179$1,860
4 bedrooms$2,440$2,196 – $2,684$2,773$2,360

A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $117,400 and the 80% low-income limit for four people is $93,900. ZIP code 29732 lies mainly in York County. See the Charlotte-Concord-Gastonia, NC-SC metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
29733Rock Hill3.5 mi$1,550
29730Rock Hill6.6 mi$1,540
29708Fort Mill7.6 mi$1,940
29745York7.6 mi$1,190
29715Fort Mill9.2 mi$1,880
29726Mc Connells11.6 mi$1,240

Questions

What is the Fair Market Rent for ZIP code 29732?

HUD's FY2027 Small Area Fair Market Rents for 29732 are $1,380 (studio), $1,440 (1 BR), $1,570 (2 BR), $1,920 (3 BR) and $2,440 (4 BR) a month.

What is the Section 8 payment standard in 29732?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29732 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 29732?

The FY2026 income limits of the Charlotte-Concord-Gastonia, NC-SC area apply: median family income $117,400, low-income (80%) limit $93,900 for a family of four.