FY2027 Small Area FMR · Rock Hill, SC

ZIP 29734 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 29734 (Rock Hill, SC) is $1,610 a month, up 5.2% from FY2026. That is 10% below the Charlotte-Concord-Gastonia, NC-SC area-wide FMR of $1,785.

2-bedroom SAFMR$1,610per month ▲ 5.2%

Area-wide 2 BR FMR$1,785Charlotte-Concord-Gastonia,

Rank in the area79thof 129 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,420▲ 6.8%

1 BR$1,480▲ 5.7%

2 BR$1,610▲ 5.2%

3 BR$1,970▲ 4.8%

4 BR$2,500▲ 4.6%

FY2027 FY2026

Where 29734 sits in the Charlotte-Concord-Gastonia, NC-SC area

Of the 129 ZIP codes HUD lists for the area, 29734 has the 79th highest two-bedroom Small Area FMR. Charlotte-Concord-Gastonia, NC-SC is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,449 and $1,771 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,420	$1,278 – $1,562	$1,574	$1,330
1 bedroom	$1,480	$1,332 – $1,628	$1,640	$1,400
2 bedrooms	$1,610	$1,449 – $1,771	$1,785	$1,530
3 bedrooms	$1,970	$1,773 – $2,167	$2,179	$1,880
4 bedrooms	$2,500	$2,250 – $2,750	$2,773	$2,390

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $117,400 and the 80% low-income limit for four people is $93,900. ZIP code 29734 lies mainly in York County. See the Charlotte-Concord-Gastonia, NC-SC metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
29745	York	2.0 mi	$1,190
29732	Rock Hill	5.7 mi	$1,570
29710	Clover	8.2 mi	$1,760
29733	Rock Hill	9.1 mi	$1,550
29726	Mc Connells	9.7 mi	$1,240
29708	Fort Mill	11.5 mi	$1,940

Questions

What is the Fair Market Rent for ZIP code 29734?

HUD's FY2027 Small Area Fair Market Rents for 29734 are $1,420 (studio), $1,480 (1 BR), $1,610 (2 BR), $1,970 (3 BR) and $2,500 (4 BR) a month.

What is the Section 8 payment standard in 29734?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 29734 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 29734?

The FY2026 income limits of the Charlotte-Concord-Gastonia, NC-SC area apply: median family income $117,400, low-income (80%) limit $93,900 for a family of four.