Income Limits by County

FY2027 Small Area FMR · Cumming, GA

ZIP 30028 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30028 (Cumming, GA) is $2,310 a month, down 1.3% from FY2026. That is 31% above the Atlanta-Sandy Springs-Roswell, GA area-wide FMR of $1,762.

2-bedroom SAFMR$2,310per month ▼ 1.3%
Area-wide 2 BR FMR$1,762Atlanta-Sandy Springs-Roswel
Rank in the area7thof 299 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,079
2 BR Small Area FMR$2,310
110% of SAFMR$2,541

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30028 sits in the Atlanta-Sandy Springs-Roswell, GA area

$1,000$2,640median $1,770

Of the 299 ZIP codes HUD lists for the area, 30028 has the 7th highest two-bedroom Small Area FMR. Atlanta-Sandy Springs-Roswell, GA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,079 and $2,541 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,040$1,836 – $2,244$1,554$2,040
1 bedroom$2,120$1,908 – $2,332$1,619$2,130
2 bedrooms$2,310$2,079 – $2,541$1,762$2,340
3 bedrooms$2,750$2,475 – $3,025$2,099$2,810
4 bedrooms$3,270$2,943 – $3,597$2,493$3,350

A household renting a two-bedroom home at the Small Area FMR of $2,310 needs about $92,400 a year to keep housing costs at 30% of income. The area median family income is $117,800 and the 80% low-income limit for four people is $94,250. ZIP code 30028 lies mainly in Forsyth County and Cherokee County. See the Atlanta-Sandy Springs-Roswell, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30040Cumming5.8 mi$2,100
30041Cumming7.8 mi$2,070
30534Dawsonville9.7 mi$1,650
30107Ball Ground10.1 mi$1,220
30004Alpharetta12.1 mi$2,090
30148Marble Hill12.4 mi$1,460

Questions

What is the Fair Market Rent for ZIP code 30028?

HUD's FY2027 Small Area Fair Market Rents for 30028 are $2,040 (studio), $2,120 (1 BR), $2,310 (2 BR), $2,750 (3 BR) and $3,270 (4 BR) a month.

What is the Section 8 payment standard in 30028?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30028 that range is $2,079 to $2,541 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30028?

The FY2026 income limits of the Atlanta-Sandy Springs-Roswell, GA area apply: median family income $117,800, low-income (80%) limit $94,250 for a family of four.