FY2027 Small Area FMR · Cumming, GA

ZIP 30040 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30040 (Cumming, GA) is $2,100 a month, down 2.8% from FY2026. That is 19% above the Atlanta-Sandy Springs-Roswell, GA area-wide FMR of $1,762.

2-bedroom SAFMR$2,100per month ▼ 2.8%

Area-wide 2 BR FMR$1,762Atlanta-Sandy Springs-Roswel

Rank in the area29thof 299 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,890

2 BR Small Area FMR$2,100

110% of SAFMR$2,310

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,850▼ 1.6%

1 BR$1,930▼ 2.0%

2 BR$2,100▼ 2.8%

3 BR$2,500▼ 3.5%

4 BR$2,970▼ 3.9%

FY2027 FY2026

Where 30040 sits in the Atlanta-Sandy Springs-Roswell, GA area

Of the 299 ZIP codes HUD lists for the area, 30040 has the 29th highest two-bedroom Small Area FMR. Atlanta-Sandy Springs-Roswell, GA is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,890 and $2,310 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,850	$1,665 – $2,035	$1,554	$1,880
1 bedroom	$1,930	$1,737 – $2,123	$1,619	$1,970
2 bedrooms	$2,100	$1,890 – $2,310	$1,762	$2,160
3 bedrooms	$2,500	$2,250 – $2,750	$2,099	$2,590
4 bedrooms	$2,970	$2,673 – $3,267	$2,493	$3,090

A household renting a two-bedroom home at the Small Area FMR of $2,100 needs about $84,000 a year to keep housing costs at 30% of income. The area median family income is $117,800 and the 80% low-income limit for four people is $94,250. ZIP code 30040 lies mainly in Forsyth County and Cherokee County. See the Atlanta-Sandy Springs-Roswell, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
30041	Cumming	5.2 mi	$2,070
30028	Cumming	5.8 mi	$2,310
30004	Alpharetta	7.4 mi	$2,090
30005	Alpharetta	8.5 mi	$2,150
30518	Buford	10.7 mi	$1,830
30009	Alpharetta	11.3 mi	$2,180

Questions

What is the Fair Market Rent for ZIP code 30040?

HUD's FY2027 Small Area Fair Market Rents for 30040 are $1,850 (studio), $1,930 (1 BR), $2,100 (2 BR), $2,500 (3 BR) and $2,970 (4 BR) a month.

What is the Section 8 payment standard in 30040?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30040 that range is $1,890 to $2,310 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30040?

The FY2026 income limits of the Atlanta-Sandy Springs-Roswell, GA area apply: median family income $117,800, low-income (80%) limit $94,250 for a family of four.