Income Limits by County

FY2027 Small Area FMR · Lula, GA

ZIP 30554 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30554 (Lula, GA) is $1,370 a month, up 0.7% from FY2026. That is 11% below the Gainesville, GA area-wide FMR of $1,543.

2-bedroom SAFMR$1,370per month ▲ 0.7%
Area-wide 2 BR FMR$1,543Gainesville, GA
Rank in the area15thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,233
2 BR Small Area FMR$1,370
110% of SAFMR$1,507

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30554 sits in the Gainesville, GA area

$1,140$2,140median $1,485

Of the 22 ZIP codes HUD lists for the area, 30554 has the 15th highest two-bedroom Small Area FMR. Gainesville, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,543 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,370 for this ZIP code instead.

ZIP code 30554 crosses more than one HUD area. HUD also lists it under Banks County, GA (same figures) and White County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$1,185$1,040
1 bedroom$1,250$1,125 – $1,375$1,417$1,230
2 bedrooms$1,370$1,233 – $1,507$1,543$1,360
3 bedrooms$1,660$1,494 – $1,826$1,860$1,640
4 bedrooms$1,920$1,728 – $2,112$2,222$1,850

A household renting a two-bedroom home at the Small Area FMR of $1,370 needs about $54,800 a year to keep housing costs at 30% of income. The area median family income is $102,000 and the 80% low-income limit for four people is $81,600. ZIP code 30554 lies mainly in Hall County and Banks County. See the Gainesville, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
30510Alto6.1 mi$1,370
30543Gillsville7.5 mi$1,480
30531Cornelia8.8 mi$1,370
30527Clermont8.9 mi$1,370
30501Gainesville10.3 mi$1,550
30558Maysville10.4 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 30554?

HUD's FY2027 Small Area Fair Market Rents for 30554 are $1,060 (studio), $1,250 (1 BR), $1,370 (2 BR), $1,660 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 30554?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30554 that range is $1,233 to $1,507 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30554?

The FY2026 income limits of the Gainesville, GA area apply: median family income $102,000, low-income (80%) limit $81,600 for a family of four.