FY2027 Small Area FMR · Cornelia, GA
ZIP 30531 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30531 (Cornelia, GA) is $1,370 a month, up 0.7% from FY2026. That is 11% below the Gainesville, GA area-wide FMR of $1,543.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 30531 sits in the Gainesville, GA area
Of the 22 ZIP codes HUD lists for the area, 30531 has the 15th highest two-bedroom Small Area FMR. Gainesville, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,543 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,370 for this ZIP code instead.
ZIP code 30531 crosses more than one HUD area. HUD also lists it under Habersham County, GA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,060 | $954 – $1,166 | $1,185 | $1,040 |
| 1 bedroom | $1,250 | $1,125 – $1,375 | $1,417 | $1,230 |
| 2 bedrooms | $1,370 | $1,233 – $1,507 | $1,543 | $1,360 |
| 3 bedrooms | $1,660 | $1,494 – $1,826 | $1,860 | $1,640 |
| 4 bedrooms | $1,920 | $1,728 – $2,112 | $2,222 | $1,850 |
A household renting a two-bedroom home at the Small Area FMR of $1,370 needs about $54,800 a year to keep housing costs at 30% of income. The area median family income is $102,000 and the 80% low-income limit for four people is $81,600. ZIP code 30531 lies mainly in Habersham County and Hall County. See the Gainesville, GA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 30531?
HUD's FY2027 Small Area Fair Market Rents for 30531 are $1,060 (studio), $1,250 (1 BR), $1,370 (2 BR), $1,660 (3 BR) and $1,920 (4 BR) a month.
What is the Section 8 payment standard in 30531?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30531 that range is $1,233 to $1,507 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 30531?
The FY2026 income limits of the Gainesville, GA area apply: median family income $102,000, low-income (80%) limit $81,600 for a family of four.