Income Limits by County

FY2027 Small Area FMR · Young Harris, GA

ZIP 30582 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30582 (Young Harris, GA) is $1,000 a month, up 3.1% from FY2026. That is 0% equal to the Towns County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,000per month ▲ 3.1%
Area-wide 2 BR FMR$1,002Towns County, GA
Rank in the area3rdof 3 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$900
2 BR Small Area FMR$1,000
110% of SAFMR$1,100

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 30582 sits in the Towns County, GA area

$1,000$1,070median $1,020

Of the 3 ZIP codes HUD lists for the area, 30582 has the 3rd highest two-bedroom Small Area FMR. Towns County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.

ZIP code 30582 crosses more than one HUD area. HUD also lists it under Union County, GA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$820$738 – $902$825$820
1 bedroom$910$819 – $1,001$920$870
2 bedrooms$1,000$900 – $1,100$1,002$970
3 bedrooms$1,380$1,242 – $1,518$1,387$1,350
4 bedrooms$1,670$1,503 – $1,837$1,666$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $78,700 and the 80% low-income limit for four people is $62,950. ZIP code 30582 lies mainly in Towns County and Union County. See the Towns County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
28909Warne3.1 mi$1,030
28902Brasstown5.3 mi$1,030
30512Blairsville7.6 mi$1,130
30546Hiawassee12.0 mi$1,070
28904Hayesville12.6 mi$1,070
28905Marble14.4 mi$1,140

Questions

What is the Fair Market Rent for ZIP code 30582?

HUD's FY2027 Small Area Fair Market Rents for 30582 are $820 (studio), $910 (1 BR), $1,000 (2 BR), $1,380 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 30582?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30582 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30582?

The FY2026 income limits of the Towns County, GA area apply: median family income $78,700, low-income (80%) limit $62,950 for a family of four.