FY2027 Small Area FMR · Hiawassee, GA

ZIP 30546 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 30546 (Hiawassee, GA) is $1,070 a month, up 4.9% from FY2026. That is 7% above the Towns County, GA area-wide FMR of $1,002.

2-bedroom SAFMR$1,070per month ▲ 4.9%

Area-wide 2 BR FMR$1,002Towns County, GA

Rank in the area1stof 3 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$963

2 BR Small Area FMR$1,070

110% of SAFMR$1,177

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 1.1%

1 BR$980▲ 5.4%

2 BR$1,070▲ 4.9%

3 BR$1,480▲ 4.2%

4 BR$1,780▲ 4.1%

FY2027 FY2026

Where 30546 sits in the Towns County, GA area

Of the 3 ZIP codes HUD lists for the area, 30546 has the 1st highest two-bedroom Small Area FMR. Towns County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,002 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,070 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$825	$870
1 bedroom	$980	$882 – $1,078	$920	$930
2 bedrooms	$1,070	$963 – $1,177	$1,002	$1,020
3 bedrooms	$1,480	$1,332 – $1,628	$1,387	$1,420
4 bedrooms	$1,780	$1,602 – $1,958	$1,666	$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,070 needs about $42,800 a year to keep housing costs at 30% of income. The area median family income is $78,700 and the 80% low-income limit for four people is $62,950. ZIP code 30546 lies mainly in Towns County. See the Towns County, GA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
30545	Helen	10.6 mi	$1,080
28904	Hayesville	11.2 mi	$1,070
30582	Young Harris	12.0 mi	$1,000
28909	Warne	12.9 mi	$1,030
30571	Sautee Nacoochee	13.9 mi	$1,130
30512	Blairsville	15.3 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 30546?

HUD's FY2027 Small Area Fair Market Rents for 30546 are $880 (studio), $980 (1 BR), $1,070 (2 BR), $1,480 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 30546?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 30546 that range is $963 to $1,177 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 30546?

The FY2026 income limits of the Towns County, GA area apply: median family income $78,700, low-income (80%) limit $62,950 for a family of four.