FY2027 Small Area FMR · Sparta, GA
ZIP 31087 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31087 (Sparta, GA) is $1,000 a month, up 3.1% from FY2026. That is 9% below the Baldwin County, GA area-wide FMR of $1,104.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 31087 sits in the Baldwin County, GA area
Of the 8 ZIP codes HUD lists for the area, 31087 has the 7th highest two-bedroom Small Area FMR. Baldwin County, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,104 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,000 for this ZIP code instead.
ZIP code 31087 crosses more than one HUD area. HUD also lists it under Hancock County, GA (same figures) and Washington County, GA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $800 | $720 – $880 | $790 | $760 |
| 1 bedroom | $810 | $729 – $891 | $869 | $780 |
| 2 bedrooms | $1,000 | $900 – $1,100 | $1,104 | $970 |
| 3 bedrooms | $1,380 | $1,242 – $1,518 | $1,315 | $1,250 |
| 4 bedrooms | $1,470 | $1,323 – $1,617 | $1,451 | $1,630 |
A household renting a two-bedroom home at the Small Area FMR of $1,000 needs about $40,000 a year to keep housing costs at 30% of income. The area median family income is $75,400 and the 80% low-income limit for four people is $61,600. ZIP code 31087 lies mainly in Hancock County, Baldwin County and Washington County. See the Baldwin County, GA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 31087?
HUD's FY2027 Small Area Fair Market Rents for 31087 are $800 (studio), $810 (1 BR), $1,000 (2 BR), $1,380 (3 BR) and $1,470 (4 BR) a month.
What is the Section 8 payment standard in 31087?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31087 that range is $900 to $1,100 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 31087?
The FY2026 income limits of the Baldwin County, GA area apply: median family income $75,400, low-income (80%) limit $61,600 for a family of four.