Income Limits by County

FY2027 Small Area FMR · Valdosta, GA

ZIP 31605 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31605 (Valdosta, GA) is $1,470 a month, down 0.7% from FY2026. That is 25% above the Valdosta, GA area-wide FMR of $1,179.

2-bedroom SAFMR$1,470per month ▼ 0.7%
Area-wide 2 BR FMR$1,179Valdosta, GA
Rank in the area1stof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,323
2 BR Small Area FMR$1,470
110% of SAFMR$1,617

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31605 sits in the Valdosta, GA area

$1,080$1,470median $1,125

Of the 26 ZIP codes HUD lists for the area, 31605 has the 1st highest two-bedroom Small Area FMR. Valdosta, GA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,179 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,470 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,120$1,008 – $1,232$898$1,140
1 bedroom$1,130$1,017 – $1,243$904$1,140
2 bedrooms$1,470$1,323 – $1,617$1,179$1,480
3 bedrooms$1,960$1,764 – $2,156$1,575$1,970
4 bedrooms$2,400$2,160 – $2,640$1,923$2,380

A household renting a two-bedroom home at the Small Area FMR of $1,470 needs about $58,800 a year to keep housing costs at 30% of income. The area median family income is $82,600 and the 80% low-income limit for four people is $66,100. ZIP code 31605 lies mainly in Lowndes County. See the Valdosta, GA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31699Moody Afb3.1 mi$1,380
31698Valdosta7.1 mi$1,230
31641Naylor7.6 mi$1,170
31602Valdosta8.4 mi$1,300
31645Ray City8.8 mi$1,210
31606Valdosta9.0 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 31605?

HUD's FY2027 Small Area Fair Market Rents for 31605 are $1,120 (studio), $1,130 (1 BR), $1,470 (2 BR), $1,960 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 31605?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31605 that range is $1,323 to $1,617 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31605?

The FY2026 income limits of the Valdosta, GA area apply: median family income $82,600, low-income (80%) limit $66,100 for a family of four.