Income Limits by County

FY2027 Small Area FMR · Columbus, GA

ZIP 31904 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31904 (Columbus, GA) is $1,310 a month, up 12.0% from FY2026. That is 8% above the Columbus, GA-AL area-wide FMR of $1,212.

2-bedroom SAFMR$1,310per month ▲ 12.0%
Area-wide 2 BR FMR$1,212Columbus, GA-AL
Rank in the area10thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179
2 BR Small Area FMR$1,310
110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31904 sits in the Columbus, GA-AL area

$1,000$1,820median $1,180

Of the 45 ZIP codes HUD lists for the area, 31904 has the 10th highest two-bedroom Small Area FMR. Columbus, GA-AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,212 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,026$960
1 bedroom$1,140$1,026 – $1,254$1,053$1,010
2 bedrooms$1,310$1,179 – $1,441$1,212$1,170
3 bedrooms$1,740$1,566 – $1,914$1,611$1,550
4 bedrooms$2,030$1,827 – $2,233$1,876$1,830

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $85,800 and the 80% low-income limit for four people is $67,750. ZIP code 31904 lies mainly in Muscogee County. See the Columbus, GA-AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
36867Phenix City4.1 mi$1,150
31909Columbus5.0 mi$1,650
31808Fortson5.3 mi$1,800
36877Smiths Station5.5 mi$1,400
31901Columbus6.4 mi$1,070
31906Columbus6.9 mi$1,060

Questions

What is the Fair Market Rent for ZIP code 31904?

HUD's FY2027 Small Area Fair Market Rents for 31904 are $1,110 (studio), $1,140 (1 BR), $1,310 (2 BR), $1,740 (3 BR) and $2,030 (4 BR) a month.

What is the Section 8 payment standard in 31904?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31904 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31904?

The FY2026 income limits of the Columbus, GA-AL area apply: median family income $85,800, low-income (80%) limit $67,750 for a family of four.