Income Limits by County

FY2027 Small Area FMR · Columbus, GA

ZIP 31998 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 31998 (Columbus, GA) is $1,250 a month, up 11.6% from FY2026. That is 3% above the Columbus, GA-AL area-wide FMR of $1,212.

2-bedroom SAFMR$1,250per month ▲ 11.6%
Area-wide 2 BR FMR$1,212Columbus, GA-AL
Rank in the area14thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,125
2 BR Small Area FMR$1,250
110% of SAFMR$1,375

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 31998 sits in the Columbus, GA-AL area

$1,000$1,820median $1,180

Of the 45 ZIP codes HUD lists for the area, 31998 has the 14th highest two-bedroom Small Area FMR. Columbus, GA-AL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,212 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$1,026$920
1 bedroom$1,090$981 – $1,199$1,053$970
2 bedrooms$1,250$1,125 – $1,375$1,212$1,120
3 bedrooms$1,660$1,494 – $1,826$1,611$1,490
4 bedrooms$1,940$1,746 – $2,134$1,876$1,750

A household renting a two-bedroom home at the Small Area FMR of $1,250 needs about $50,000 a year to keep housing costs at 30% of income. The area median family income is $85,800 and the 80% low-income limit for four people is $67,750. ZIP code 31998 lies mainly in Muscogee County. See the Columbus, GA-AL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
31907Columbus1.7 mi$1,370
31906Columbus4.7 mi$1,060
31909Columbus4.9 mi$1,650
31901Columbus6.4 mi$1,070
31820Midland6.7 mi$1,820
31903Columbus7.1 mi$1,000

Questions

What is the Fair Market Rent for ZIP code 31998?

HUD's FY2027 Small Area Fair Market Rents for 31998 are $1,060 (studio), $1,090 (1 BR), $1,250 (2 BR), $1,660 (3 BR) and $1,940 (4 BR) a month.

What is the Section 8 payment standard in 31998?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 31998 that range is $1,125 to $1,375 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 31998?

The FY2026 income limits of the Columbus, GA-AL area apply: median family income $85,800, low-income (80%) limit $67,750 for a family of four.