Income Limits by County

FY2027 Small Area FMR · Middleburg, FL

ZIP 32050 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32050 (Middleburg, FL) is $1,730 a month, up 0.6% from FY2026. That is 2% above the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$1,730per month ▲ 0.6%
Area-wide 2 BR FMR$1,694Jacksonville, FL
Rank in the area33rdof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,557
2 BR Small Area FMR$1,730
110% of SAFMR$1,903

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32050 sits in the Jacksonville, FL area

$980$2,540median $1,660

Of the 82 ZIP codes HUD lists for the area, 32050 has the 33rd highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,557 and $1,903 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,430$1,287 – $1,573$1,401$1,410
1 bedroom$1,450$1,305 – $1,595$1,421$1,430
2 bedrooms$1,730$1,557 – $1,903$1,694$1,720
3 bedrooms$2,120$1,908 – $2,332$2,077$2,120
4 bedrooms$2,650$2,385 – $2,915$2,594$2,660

A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32050 lies mainly in Clay County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32068Middleburg2.1 mi$1,630
32065Orange Park6.9 mi$1,970
32079Penney Farms7.0 mi$1,830
32003Fleming Island9.2 mi$2,260
32222Jacksonville9.8 mi$2,040
32073Orange Park10.1 mi$1,650

Questions

What is the Fair Market Rent for ZIP code 32050?

HUD's FY2027 Small Area Fair Market Rents for 32050 are $1,430 (studio), $1,450 (1 BR), $1,730 (2 BR), $2,120 (3 BR) and $2,650 (4 BR) a month.

What is the Section 8 payment standard in 32050?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32050 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32050?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.