Income Limits by County

FY2027 Small Area FMR · Lawtey, FL

ZIP 32058 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32058 (Lawtey, FL) is $1,200 a month, down 2.4% from FY2026. That is 29% below the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$1,200per month ▼ 2.4%
Area-wide 2 BR FMR$1,694Jacksonville, FL
Rank in the area77thof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080
2 BR Small Area FMR$1,200
110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32058 sits in the Jacksonville, FL area

$980$2,540median $1,660

Of the 82 ZIP codes HUD lists for the area, 32058 has the 77th highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,080 and $1,320 for two bedrooms.

ZIP code 32058 crosses more than one HUD area. HUD also lists it under Bradford County, FL (same figures) and Union County, FL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$1,401$1,070
1 bedroom$1,100$990 – $1,210$1,421$1,120
2 bedrooms$1,200$1,080 – $1,320$1,694$1,230
3 bedrooms$1,490$1,341 – $1,639$2,077$1,570
4 bedrooms$2,000$1,800 – $2,200$2,594$2,060

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32058 lies mainly in Bradford County, Union County and Clay County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32026Raiford5.8 mi$1,120
32083Raiford7.5 mi$1,220
32063Macclenny9.7 mi$1,290
32234Jacksonville10.9 mi$1,220
32040Glen Saint Mary12.3 mi$1,070
32091Starke12.4 mi$980

Questions

What is the Fair Market Rent for ZIP code 32058?

HUD's FY2027 Small Area Fair Market Rents for 32058 are $1,060 (studio), $1,100 (1 BR), $1,200 (2 BR), $1,490 (3 BR) and $2,000 (4 BR) a month.

What is the Section 8 payment standard in 32058?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32058 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32058?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.