Income Limits by County

FY2027 Small Area FMR · Ponte Vedra Beach, FL

ZIP 32082 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32082 (Ponte Vedra Beach, FL) is $2,190 a month, down 0.9% from FY2026. That is 29% above the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$2,190per month ▼ 0.9%
Area-wide 2 BR FMR$1,694Jacksonville, FL
Rank in the area7thof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,971
2 BR Small Area FMR$2,190
110% of SAFMR$2,409

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32082 sits in the Jacksonville, FL area

$980$2,540median $1,660

Of the 82 ZIP codes HUD lists for the area, 32082 has the 7th highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,971 and $2,409 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,810$1,629 – $1,991$1,401$1,810
1 bedroom$1,840$1,656 – $2,024$1,421$1,840
2 bedrooms$2,190$1,971 – $2,409$1,694$2,210
3 bedrooms$2,680$2,412 – $2,948$2,077$2,720
4 bedrooms$3,350$3,015 – $3,685$2,594$3,410

A household renting a two-bedroom home at the Small Area FMR of $2,190 needs about $87,600 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32082 lies mainly in St. Johns County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32081Ponte Vedra2.5 mi$2,130
32095Saint Augustine6.5 mi$2,150
32256Jacksonville7.4 mi$2,050
32258Jacksonville10.9 mi$2,210
32250Jacksonville Beach11.9 mi$2,140
32224Jacksonville12.4 mi$1,950

Questions

What is the Fair Market Rent for ZIP code 32082?

HUD's FY2027 Small Area Fair Market Rents for 32082 are $1,810 (studio), $1,840 (1 BR), $2,190 (2 BR), $2,680 (3 BR) and $3,350 (4 BR) a month.

What is the Section 8 payment standard in 32082?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32082 that range is $1,971 to $2,409 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32082?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.