FY2027 Small Area FMR · Bunnell, FL
ZIP 32110 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32110 (Bunnell, FL) is $1,630 a month, up 6.5% from FY2026. That is 7% below the Palm Coast, FL area-wide FMR of $1,758.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 32110 sits in the Palm Coast, FL area
Of the 11 ZIP codes HUD lists for the area, 32110 has the 7th highest two-bedroom Small Area FMR. Palm Coast, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,758 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,630 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,160 | $1,044 – $1,276 | $1,326 | $1,200 |
| 1 bedroom | $1,290 | $1,161 – $1,419 | $1,376 | $1,200 |
| 2 bedrooms | $1,630 | $1,467 – $1,793 | $1,758 | $1,530 |
| 3 bedrooms | $2,230 | $2,007 – $2,453 | $2,361 | $2,090 |
| 4 bedrooms | $2,520 | $2,268 – $2,772 | $2,581 | $2,440 |
A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $114,500 and the 80% low-income limit for four people is $83,450. ZIP code 32110 lies mainly in Flagler County. See the Palm Coast, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 32110?
HUD's FY2027 Small Area Fair Market Rents for 32110 are $1,160 (studio), $1,290 (1 BR), $1,630 (2 BR), $2,230 (3 BR) and $2,520 (4 BR) a month.
What is the Section 8 payment standard in 32110?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32110 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 32110?
The FY2026 income limits of the Palm Coast, FL area apply: median family income $114,500, low-income (80%) limit $83,450 for a family of four.