Income Limits by County

FY2027 Small Area FMR · Crescent City, FL

ZIP 32112 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32112 (Crescent City, FL) is $1,530 a month, down 1.3% from FY2026. That is 9% below the Deltona-Daytona Beach-Ormond Beach, FL area-wide FMR of $1,673.

2-bedroom SAFMR$1,530per month ▼ 1.3%
Area-wide 2 BR FMR$1,673Deltona-Daytona Beach-Ormond
Rank in the area38thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,377
2 BR Small Area FMR$1,530
110% of SAFMR$1,683

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32112 sits in the Deltona-Daytona Beach-Ormond Beach, FL area

$1,370$2,210median $1,670

Of the 45 ZIP codes HUD lists for the area, 32112 has the 38th highest two-bedroom Small Area FMR. Deltona-Daytona Beach-Ormond Beach, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,673 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.

ZIP code 32112 crosses more than one HUD area. HUD also lists it under Putnam County, FL (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,090$981 – $1,199$1,258$1,070
1 bedroom$1,250$1,125 – $1,375$1,363$1,270
2 bedrooms$1,530$1,377 – $1,683$1,673$1,550
3 bedrooms$2,020$1,818 – $2,222$2,204$2,040
4 bedrooms$2,190$1,971 – $2,409$2,403$2,190

A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $90,800 and the 80% low-income limit for four people is $79,300. ZIP code 32112 lies mainly in Putnam County. See the Deltona-Daytona Beach-Ormond Beach, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32157Lake Como2.6 mi$1,160
32139Georgetown4.1 mi$1,040
32181Pomona Park5.7 mi$1,040
32193Welaka7.0 mi$1,100
32190Seville7.6 mi$1,530
32189Satsuma9.5 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 32112?

HUD's FY2027 Small Area Fair Market Rents for 32112 are $1,090 (studio), $1,250 (1 BR), $1,530 (2 BR), $2,020 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 32112?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32112 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32112?

The FY2026 income limits of the Deltona-Daytona Beach-Ormond Beach, FL area apply: median family income $90,800, low-income (80%) limit $79,300 for a family of four.