FY2027 Small Area FMR · Welaka, FL

ZIP 32193 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32193 (Welaka, FL) is $1,100 a month, down 9.8% from FY2026. That is 6% above the Putnam County, FL area-wide FMR of $1,040.

2-bedroom SAFMR$1,100per month ▼ 9.8%

Area-wide 2 BR FMR$1,040Putnam County, FL

Rank in the area10thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$990

2 BR Small Area FMR$1,100

110% of SAFMR$1,210

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▼ 8.7%

1 BR$840▼ 9.7%

2 BR$1,100▼ 9.8%

3 BR$1,420▼ 7.2%

4 BR$1,500▼ 7.4%

FY2027 FY2026

Where 32193 sits in the Putnam County, FL area

Of the 20 ZIP codes HUD lists for the area, 32193 has the 10th highest two-bedroom Small Area FMR. Putnam County, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,040 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,100 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$787	$920
1 bedroom	$840	$756 – $924	$792	$930
2 bedrooms	$1,100	$990 – $1,210	$1,040	$1,220
3 bedrooms	$1,420	$1,278 – $1,562	$1,307	$1,530
4 bedrooms	$1,500	$1,350 – $1,650	$1,377	$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,100 needs about $44,000 a year to keep housing costs at 30% of income. The area median family income is $73,500 and the 80% low-income limit for four people is $62,600. ZIP code 32193 lies mainly in Putnam County. See the Putnam County, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32181	Pomona Park	2.6 mi	$1,040
32189	Satsuma	3.1 mi	$1,040
32157	Lake Como	4.8 mi	$1,160
32112	Crescent City	7.0 mi	$1,530
32187	San Mateo	7.7 mi	$1,090
32139	Georgetown	9.5 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 32193?

HUD's FY2027 Small Area Fair Market Rents for 32193 are $840 (studio), $840 (1 BR), $1,100 (2 BR), $1,420 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 32193?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32193 that range is $990 to $1,210 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32193?

The FY2026 income limits of the Putnam County, FL area apply: median family income $73,500, low-income (80%) limit $62,600 for a family of four.