FY2027 Small Area FMR · Ormond Beach, FL
ZIP 32174 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32174 (Ormond Beach, FL) is $1,630 a month, up 1.2% from FY2026. That is 3% below the Deltona-Daytona Beach-Ormond Beach, FL area-wide FMR of $1,673.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 32174 sits in the Deltona-Daytona Beach-Ormond Beach, FL area
Of the 45 ZIP codes HUD lists for the area, 32174 has the 31st highest two-bedroom Small Area FMR. Deltona-Daytona Beach-Ormond Beach, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,673 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,630 for this ZIP code instead.
ZIP code 32174 crosses more than one HUD area. HUD also lists it under Palm Coast, FL (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,170 | $1,053 – $1,287 | $1,258 | $1,200 |
| 1 bedroom | $1,290 | $1,161 – $1,419 | $1,363 | $1,310 |
| 2 bedrooms | $1,630 | $1,467 – $1,793 | $1,673 | $1,610 |
| 3 bedrooms | $2,230 | $2,007 – $2,453 | $2,204 | $2,120 |
| 4 bedrooms | $2,520 | $2,268 – $2,772 | $2,403 | $2,440 |
A household renting a two-bedroom home at the Small Area FMR of $1,630 needs about $65,200 a year to keep housing costs at 30% of income. The area median family income is $90,800 and the 80% low-income limit for four people is $79,300. ZIP code 32174 lies mainly in Volusia County and Flagler County. See the Deltona-Daytona Beach-Ormond Beach, FL county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 32174?
HUD's FY2027 Small Area Fair Market Rents for 32174 are $1,170 (studio), $1,290 (1 BR), $1,630 (2 BR), $2,230 (3 BR) and $2,520 (4 BR) a month.
What is the Section 8 payment standard in 32174?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32174 that range is $1,467 to $1,793 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 32174?
The FY2026 income limits of the Deltona-Daytona Beach-Ormond Beach, FL area apply: median family income $90,800, low-income (80%) limit $79,300 for a family of four.