Income Limits by County

FY2027 Small Area FMR · Ormond Beach, FL

ZIP 32176 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32176 (Ormond Beach, FL) is $1,730 a month, down 3.4% from FY2026. That is 3% above the Deltona-Daytona Beach-Ormond Beach, FL area-wide FMR of $1,673.

2-bedroom SAFMR$1,730per month ▼ 3.4%
Area-wide 2 BR FMR$1,673Deltona-Daytona Beach-Ormond
Rank in the area11thof 45 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,557
2 BR Small Area FMR$1,730
110% of SAFMR$1,903

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32176 sits in the Deltona-Daytona Beach-Ormond Beach, FL area

$1,370$2,210median $1,670

Of the 45 ZIP codes HUD lists for the area, 32176 has the 11th highest two-bedroom Small Area FMR. Deltona-Daytona Beach-Ormond Beach, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,673 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,730 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,300$1,170 – $1,430$1,258$1,270
1 bedroom$1,410$1,269 – $1,551$1,363$1,460
2 bedrooms$1,730$1,557 – $1,903$1,673$1,790
3 bedrooms$2,280$2,052 – $2,508$2,204$2,360
4 bedrooms$2,480$2,232 – $2,728$2,403$2,560

A household renting a two-bedroom home at the Small Area FMR of $1,730 needs about $69,200 a year to keep housing costs at 30% of income. The area median family income is $90,800 and the 80% low-income limit for four people is $79,300. ZIP code 32176 lies mainly in Volusia County. See the Deltona-Daytona Beach-Ormond Beach, FL county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32117Daytona Beach6.6 mi$1,740
32174Ormond Beach6.8 mi$1,630
32118Daytona Beach9.2 mi$1,550
32114Daytona Beach9.7 mi$1,610
32136Flagler Beach10.5 mi$1,630
32119Daytona Beach12.0 mi$1,700

Questions

What is the Fair Market Rent for ZIP code 32176?

HUD's FY2027 Small Area Fair Market Rents for 32176 are $1,300 (studio), $1,410 (1 BR), $1,730 (2 BR), $2,280 (3 BR) and $2,480 (4 BR) a month.

What is the Section 8 payment standard in 32176?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32176 that range is $1,557 to $1,903 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32176?

The FY2026 income limits of the Deltona-Daytona Beach-Ormond Beach, FL area apply: median family income $90,800, low-income (80%) limit $79,300 for a family of four.