Income Limits by County

FY2027 Small Area FMR · Jacksonville, FL

ZIP 32212 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32212 (Jacksonville, FL) is $2,420 a month, up 1.7% from FY2026. That is 43% above the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$2,420per month ▲ 1.7%
Area-wide 2 BR FMR$1,694Jacksonville, FL
Rank in the area4thof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,178
2 BR Small Area FMR$2,420
110% of SAFMR$2,662

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32212 sits in the Jacksonville, FL area

$980$2,540median $1,660

Of the 82 ZIP codes HUD lists for the area, 32212 has the 4th highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,178 and $2,662 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,000$1,800 – $2,200$1,401$1,940
1 bedroom$2,030$1,827 – $2,233$1,421$1,980
2 bedrooms$2,420$2,178 – $2,662$1,694$2,380
3 bedrooms$2,970$2,673 – $3,267$2,077$2,930
4 bedrooms$3,710$3,339 – $4,081$2,594$3,680

A household renting a two-bedroom home at the Small Area FMR of $2,420 needs about $96,800 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32212 lies mainly in Duval County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32217Jacksonville2.9 mi$1,390
32257Jacksonville4.1 mi$1,650
32223Jacksonville4.7 mi$1,810
32207Jacksonville5.0 mi$1,570
32244Jacksonville5.0 mi$1,740
32210Jacksonville5.5 mi$1,420

Questions

What is the Fair Market Rent for ZIP code 32212?

HUD's FY2027 Small Area Fair Market Rents for 32212 are $2,000 (studio), $2,030 (1 BR), $2,420 (2 BR), $2,970 (3 BR) and $3,710 (4 BR) a month.

What is the Section 8 payment standard in 32212?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32212 that range is $2,178 to $2,662 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32212?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.