FY2027 Small Area FMR · Jacksonville, FL

ZIP 32218 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32218 (Jacksonville, FL) is $1,700 a month, up 1.8% from FY2026. That is 0% equal to the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$1,700per month ▲ 1.8%

Area-wide 2 BR FMR$1,694Jacksonville, FL

Rank in the area37thof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530

2 BR Small Area FMR$1,700

110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,410▲ 3.7%

1 BR$1,430▲ 2.9%

2 BR$1,700▲ 1.8%

3 BR$2,080▲ 1.0%

4 BR$2,600▲ 0.8%

FY2027 FY2026

Where 32218 sits in the Jacksonville, FL area

Of the 82 ZIP codes HUD lists for the area, 32218 has the 37th highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,530 and $1,870 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,410	$1,269 – $1,551	$1,401	$1,360
1 bedroom	$1,430	$1,287 – $1,573	$1,421	$1,390
2 bedrooms	$1,700	$1,530 – $1,870	$1,694	$1,670
3 bedrooms	$2,080	$1,872 – $2,288	$2,077	$2,060
4 bedrooms	$2,600	$2,340 – $2,860	$2,594	$2,580

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32218 lies mainly in Duval County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32208	Jacksonville	6.6 mi	$1,420
32277	Jacksonville	8.8 mi	$1,530
32209	Jacksonville	8.9 mi	$1,240
32226	Jacksonville	9.6 mi	$2,540
32206	Jacksonville	9.7 mi	$1,150
32219	Jacksonville	9.7 mi	$1,490

Questions

What is the Fair Market Rent for ZIP code 32218?

HUD's FY2027 Small Area Fair Market Rents for 32218 are $1,410 (studio), $1,430 (1 BR), $1,700 (2 BR), $2,080 (3 BR) and $2,600 (4 BR) a month.

What is the Section 8 payment standard in 32218?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32218 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32218?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.