Income Limits by County

FY2027 Small Area FMR · Atlantic Beach, FL

ZIP 32233 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32233 (Atlantic Beach, FL) is $1,790 a month, up 2.9% from FY2026. That is 6% above the Jacksonville, FL area-wide FMR of $1,694.

2-bedroom SAFMR$1,790per month ▲ 2.9%
Area-wide 2 BR FMR$1,694Jacksonville, FL
Rank in the area29thof 82 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,611
2 BR Small Area FMR$1,790
110% of SAFMR$1,969

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32233 sits in the Jacksonville, FL area

$980$2,540median $1,660

Of the 82 ZIP codes HUD lists for the area, 32233 has the 29th highest two-bedroom Small Area FMR. Jacksonville, FL is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,611 and $1,969 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,480$1,332 – $1,628$1,401$1,420
1 bedroom$1,500$1,350 – $1,650$1,421$1,450
2 bedrooms$1,790$1,611 – $1,969$1,694$1,740
3 bedrooms$2,190$1,971 – $2,409$2,077$2,140
4 bedrooms$2,740$2,466 – $3,014$2,594$2,690

A household renting a two-bedroom home at the Small Area FMR of $1,790 needs about $71,600 a year to keep housing costs at 30% of income. The area median family income is $108,700 and the 80% low-income limit for four people is $86,950. ZIP code 32233 lies mainly in Duval County. See the Jacksonville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32227Jacksonville2.3 mi$2,150
32228Jacksonville2.6 mi$2,150
32266Neptune Beach2.9 mi$1,850
32225Jacksonville5.2 mi$1,920
32250Jacksonville Beach5.4 mi$2,140
32224Jacksonville6.8 mi$1,950

Questions

What is the Fair Market Rent for ZIP code 32233?

HUD's FY2027 Small Area Fair Market Rents for 32233 are $1,480 (studio), $1,500 (1 BR), $1,790 (2 BR), $2,190 (3 BR) and $2,740 (4 BR) a month.

What is the Section 8 payment standard in 32233?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32233 that range is $1,611 to $1,969 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32233?

The FY2026 income limits of the Jacksonville, FL area apply: median family income $108,700, low-income (80%) limit $86,950 for a family of four.