FY2027 Small Area FMR · Gainesville, FL

ZIP 32608 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32608 (Gainesville, FL) is $1,640 a month, down 1.8% from FY2026. That is 11% above the Gainesville, FL area-wide FMR of $1,471.

2-bedroom SAFMR$1,640per month ▼ 1.8%

Area-wide 2 BR FMR$1,471Gainesville, FL

Rank in the area5thof 35 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,476

2 BR Small Area FMR$1,640

110% of SAFMR$1,804

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,330▲ 3.1%

1 BR$1,380▼ 0.7%

2 BR$1,640▼ 1.8%

3 BR$2,010▼ 3.8%

4 BR$2,160▼ 2.3%

FY2027 FY2026

Where 32608 sits in the Gainesville, FL area

Of the 35 ZIP codes HUD lists for the area, 32608 has the 5th highest two-bedroom Small Area FMR. Gainesville, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,471 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,640 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,330	$1,197 – $1,463	$1,197	$1,290
1 bedroom	$1,380	$1,242 – $1,518	$1,241	$1,390
2 bedrooms	$1,640	$1,476 – $1,804	$1,471	$1,670
3 bedrooms	$2,010	$1,809 – $2,211	$1,806	$2,090
4 bedrooms	$2,160	$1,944 – $2,376	$1,933	$2,210

A household renting a two-bedroom home at the Small Area FMR of $1,640 needs about $65,600 a year to keep housing costs at 30% of income. The area median family income is $99,100 and the 80% low-income limit for four people is $79,300. ZIP code 32608 lies mainly in Alachua County. See the Gainesville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
32607	Gainesville	3.4 mi	$1,520
32612	Gainesville	4.5 mi	$1,460
32603	Gainesville	5.5 mi	$1,370
32605	Gainesville	5.9 mi	$1,760
32606	Gainesville	6.1 mi	$1,870
32601	Gainesville	6.2 mi	$1,380

Questions

What is the Fair Market Rent for ZIP code 32608?

HUD's FY2027 Small Area Fair Market Rents for 32608 are $1,330 (studio), $1,380 (1 BR), $1,640 (2 BR), $2,010 (3 BR) and $2,160 (4 BR) a month.

What is the Section 8 payment standard in 32608?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32608 that range is $1,476 to $1,804 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32608?

The FY2026 income limits of the Gainesville, FL area apply: median family income $99,100, low-income (80%) limit $79,300 for a family of four.