Income Limits by County

FY2027 Small Area FMR · La Crosse, FL

ZIP 32658 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 32658 (La Crosse, FL) is $1,390 a month, down 2.8% from FY2026. That is 6% below the Gainesville, FL area-wide FMR of $1,471.

2-bedroom SAFMR$1,390per month ▼ 2.8%
Area-wide 2 BR FMR$1,471Gainesville, FL
Rank in the area20thof 35 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,251
2 BR Small Area FMR$1,390
110% of SAFMR$1,529

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 32658 sits in the Gainesville, FL area

$990$1,870median $1,400

Of the 35 ZIP codes HUD lists for the area, 32658 has the 20th highest two-bedroom Small Area FMR. Gainesville, FL is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,471 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,390 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,130$1,017 – $1,243$1,197$1,090
1 bedroom$1,170$1,053 – $1,287$1,241$1,180
2 bedrooms$1,390$1,251 – $1,529$1,471$1,430
3 bedrooms$1,710$1,539 – $1,881$1,806$1,820
4 bedrooms$1,830$1,647 – $2,013$1,933$1,890

A household renting a two-bedroom home at the Small Area FMR of $1,390 needs about $55,600 a year to keep housing costs at 30% of income. The area median family income is $99,100 and the 80% low-income limit for four people is $79,300. ZIP code 32658 lies mainly in Alachua County. See the Gainesville, FL metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
32622Brooker5.9 mi$1,350
32697Worthington Springs6.0 mi$1,340
32615Alachua6.1 mi$1,400
32653Gainesville7.2 mi$1,350
32616Alachua7.5 mi$1,400
32609Gainesville8.4 mi$1,450

Questions

What is the Fair Market Rent for ZIP code 32658?

HUD's FY2027 Small Area Fair Market Rents for 32658 are $1,130 (studio), $1,170 (1 BR), $1,390 (2 BR), $1,710 (3 BR) and $1,830 (4 BR) a month.

What is the Section 8 payment standard in 32658?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 32658 that range is $1,251 to $1,529 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 32658?

The FY2026 income limits of the Gainesville, FL area apply: median family income $99,100, low-income (80%) limit $79,300 for a family of four.